A New Financing Opportunity for Tribes

Indian Land Capital Company (ILCC) is happy to announce that it is now open for business. A new company established to help Tribes consolidate and increase their land bases, ILCC provides Tribal Governments with flexible financing to purchase lands. As an Indian controlled Community Development Financial Institution (CDFI), ILCC is uniquely positioned to provide loans that respond to the distinct needs of Tribes. ILCC is committed to improving Tribes’ land management capacity and has partnered with non-profit affiliates who can provide technical assistance and grants so that Tribes make the best strategic decisions and purchases possible.   With a team of Indian and non-Indian professionals who have decades of experience in finance, banking, and all aspects of land management, ILCC presents an exciting new financing opportunity for Tribes.

• ILCC was established specifically to help Tribes recover non-Indian owned reservation land and other property of importance to them.   We specialize in financing the acquisition of lands by Tribes and it is our mission to help Tribes consolidate and increase their land bases and to develop strategies to manage lands.
• We recognize and support Tribal sovereignty.   Because of our belief in Tribes and their ability to repay loans responsibly we do “full faith and credit” lending, which is the way states and the federal government are financed.   This is what separates us from banks and their methods of lending to Tribes as corporations, and not as sovereign nations.
• ILCC offers flexibility in its lending practices.   We can secure a loan with various revenue sources or we can base it upon the financial strength of the tribe.   Our flexibility allows us to use our financing to leverage other financing by taking a second position in a loan participation.   We can refinance an existing loan whether it is a bank loan or a government loan.   We can help Tribes to pay for lands bought by the BIA under the Indian Land Consolidation Act because we don’t have to put a lien on the land.
• Once a Tribe has a track record with ILCC, we can quickly and easily make subsequent loans.   When a Tribe has developed a land use and management strategy we can continue to finance purchases of fee lands or trust lands.
• ILCC has a team of Indian and non-Indian professionals with years of experience in Indian Country engaged in banking and finance, community development, and Indian land issues.   This team of talented and creative people will use their expertise to make sure that the decisions of ILCC benefit the Tribal borrower.   This team will look out for the needs of the Tribe while managing ILCC in a prudent and professional manner so that it will continue to grow into an institution that will be able to provide more and larger loans to Tribes.